Being a work-at-home mom has many advantages but there is also some disadvantage that I found. Medical benefits are limited because normally when you are working at home, it is your responsibility to apply for medical benefits like the Medicare suppplement plans. Since my hubby has medical benefits covered by his employer, he also applied me as an extension for the medical benefits with an additional charge monthly. Some of the benefits are coverage for in-patient, out-patient, emergency, preventive care, optional dental care and other added features. It is also important to consider that the healthcare provider have the excellent medical treatment from the finest hospitals and clinics.
It is good to have medical plans especially with family members because it may help you with your medical bills and expenses. There are different medical plans that are provided. It is best to review their medical coverage and benefits so you can choose the appropriate plan that suits you. If you are in the US, you can apply for medicare through the Social Security Administration. In the Philippines, there is a social security benefits like sickness, maternity, retirement, disability, death and funeral. It always depends on the members contribution. Even though I have SSS, having a medicare plan will surely be a great help for my medical needs.